Guest mode
A visitor can build a PFS without an account. Guest work is not saved to the backend until the visitor signs in.
Trust through specifics
Your financial information deserves clear boundaries.
Security is a product behavior, not a decorative badge. LendForma explains what is stored, what leaves the service, and what remains under your control.
Data minimization
Only the information needed for the job.
Different workflows have different data requirements. LendForma keeps those boundaries visible.
Role-based workspace access
Owners and admins manage invitations; editors can update application packages; viewers receive read-only package access.
Attributable case activity
Package creation, saves, source refreshes, readiness reviews, and archives retain the signed-in actor and timestamp.
AI boundaries
AI requires consent, validates against a minimized form index, and can only stage proposed changes.
Extract and discard
When enabled, a submitted document is processed in memory, sent transiently to OpenAI for extraction, and discarded rather than retained as a document vault.
Honest claims
LendForma does not claim SOC 2, legal e-signature status, government approval, CPA assurance, or bank verification without the corresponding control.
See the Privacy Policy for collection and processing details. Security questions and responsible disclosures can be sent to security@lendforma.com.
Begin with what you know
Start with a clear financial picture.
Create a free personal financial statement now. Add Complete when your lender-readiness workflow needs more.