LLendForma
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SBA submission-readiness workspace

Fewer follow-ups.
Less package rework.

LendForma helps SBA brokers collect, reconcile, and package borrower financial information for lender submission.

Build an application package →Start a free PFS
  • No credit decision
  • No lender matching
  • Borrower information stays reviewable
Submission-readiness review
LApplication PackageCurrent version
Applicant businessBorrower / entityPackage templateSBA core requirements
Schedules6
Open items2
ReconciledYes

✓ Borrower & guarantors Ready

Personal financial statementOwnership and guarantorsReal estate owned

✓ Source labels Shown

Borrower-entered and confirmed

! Package exceptions 2

Ownership total needs reviewOne debt payment is missing

✓ Loan request Balanced

Sources and uses reconcile
✦ Deterministic checks—never an approval prediction

Built around repeat application work

01

SBA brokers

Move from fragmented borrower follow-ups to a repeatable package-preparation workflow.

Explore SBA packages →
03

Borrowers and guarantors

Create a reusable PFS, then carry its information into the schedules around a financing request.

Start the free PFS →

Financial-data translation

Use the source.
Preserve the story.

LendForma is the translation layer between borrower information and lender packages—not a bookkeeping ledger. Typed, spoken, and supported document intake can stage proposed facts for review while preserving where each value came from.

  • No silent changes to borrower information
  • Conflicts become questions or exceptions
  • Document-extracted values require borrower confirmation
See the controlled intake workflow →
Live interviewReview before applying
Listening…
Proposed additionPersonal property · VehicleUser stated · today
$24,000.00

One reusable financial graph

Collect once.
Package deliberately.

The same borrower, entity, property, debt, ownership, and source facts can support the PFS and the surrounding application schedules without becoming a generic accounting system.

  1. 01

    Collect

    Start with a reusable LendForma Personal Financial Statement and add the facts and schedules requested for the case.

  2. 02

    Reconcile

    Resolve missing fields, ownership gaps, source-and-use mismatches, stale information, and conflicting values before export.

  3. 03

    Package

    Organize the loan request, guarantors, debt, real estate, ownership, and lender-specific checklist in one workspace.

  4. 04

    Submit

    Export a consistent package with its schedules, readiness findings, source labels, and current version intact.

Core flagship

Submission-ready application packages.

Start with the free LendForma Personal Financial Statement, then build the loan request and the debt, real-estate, ownership, guarantor, and requirements schedules around it.

Open the package workspace →
SBA package workspaceAvailable
  • ✓ Personal financial statement
  • ✓ Loan request & sources and uses
  • ✓ Real estate, personal & business debt
  • ✓ Ownership, guarantors & checklist
  • ✓ Reconciliation and readiness exceptions
◌

Clear claims. Visible provenance.

Preparation—not underwriting

LendForma checks completeness and consistency. It does not apply lender credit policy, score creditworthiness, or recommend approval.

Source labels—not “audit stamps”

Values can be identified as borrower-entered, document-extracted and confirmed, imported, connected-source, or manually adjusted based on their actual origin.

Schedules—not CPA assurance

Borrower-prepared financial schedules are never described as audited, reviewed, compiled, or professionally prepared unless that is their real source.

Important boundaries

Know what LendForma does.

Is LendForma a lender or SBA approval service?+

No. LendForma is software for preparing and packaging borrower-provided information. It does not make loans, recommend approval, guarantee funding, or replace lender instructions.

What is available today?+

The free Personal Financial Statement is available now. LendForma Complete adds loan-request, sources-and-uses, real-estate, personal and business debt, ownership, guarantor, checklist, readiness-review, and package-export workflows.

Does LendForma create audited or CPA-prepared financials?+

No. Unless their actual source says otherwise, schedules are labeled borrower-entered, imported, document-extracted and borrower-confirmed, or otherwise identified by their real provenance. LendForma does not provide CPA assurance.

Does one package work for every SBA lender?+

No. Forms, lender equivalents, and documentation requirements change. LendForma provides a reusable core and expects users to follow the current template and instructions requested by the lender or CDC.

The acquisition loop starts free

One PFS.
A stronger package.

Build the LendForma Personal Financial Statement for free, then reuse it when the SBA application workflow begins.

Create a free PFS →